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Helpful Baccarat Hints
The purpose of Baccarat is to guess whether the banker's hand or the player's hand will get a point value closest to 9. The hand with the highest point value wins.
To wager, place a bet on the player's hand, banker's hand or on a tie. A tie is when both hands have equal point values. If the outcome of the game ends in a tie, bets on the banker and player neither win nor lose and the bets are given back.
All winning bets pay even money and a tie pays 8 to 1.
All ten-value cards count as zero and aces count as one. All other cards are the point value indicated on the card. If a hand total is more than ten points, just subtract ten. The balance is the baccarat point value of the hand.
Player's Hand | |
Player's First Two Cards: | Player's Action |
0-1-2-3-4-5 | Draw card |
6-7 | Stand |
8-9 | Natural hand, banker can't draw |
Banker's Hand | ||
Banker's First Two Cards: | Banker draws when the player's third card is: | Banker does not draw when the player's third card is: |
0-1-2 | Draw card | - |
3 | 0-1-2-3-4-5-6-7-9 | 8 |
4 | 2-3-4-5-6-7 | 0-1-8-9 |
5 | 4-5-6-7 | 0-1-2-3-8-9 |
6 | 6-7 | 0-1-2-3-4-5-8-9 |
7 | Stand | - |
8-9 | Natural hand, player can't draw | Player can't draw |
Baccarat Pay Table
Winning Wager | Pays |
On the banker or the player (However, if you win by betting on the banker, the bank receives 5% commission.) | 1 to 1 |
On a tie | 8 to 1 |
Click to read about Baccarat Rules
